Health Tips

Our lifestyle plays a very big role in determining our health status. Unhealthy lifestyle has been found to be the biggest contributor of diseases such as diabetes, cancer and heart conditions.

Here are some of the top health tips for your body, heart and mind.

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Exercise every day

Exercise should be part of your daily routine. Make sure you set apart at least 30 minutes every day for walking, jogging or biking. If you have not been exercising for a long time then it is advisable to start with the simple exercises and then progress to the more advanced ones. This helps in refreshing your body and keeping it fit.

Eat healthy foods

Your diet plays a major role in determining the status of your health. Quit junk foods and other meals that have high cholesterol content. Body functions are generally harmed by high cholesterol content, salt and fats. One should strive to replace such foods with healthy ones that contain high fiber content and nutrients.

Your diet should have more fruits and vegetables. Always remember to take sufficient water so as to stay hydrated.

Health Tips (1)Watch your weight

Having too much weight is a health risk. This is usually a clear indicator that you are taking in more calories than what you are burning. Keeping your weight within manageable limits begins with changing your lifestyle. Watch what you eat and exercise regularly.

Being overweight can result to serious heart conditions and even stroke.

Have regular medical examinations

Medical examinations are very important because they give a general preview of your health status.

Records of medical tests can be used to ascertain your health history and even predict possible occurrences in the future. For instance, going for cancer screening can help detect cancer in its early stages and help in treatment.

Blood pressure and cholesterol levels should also be checked regularly. Always make sure that your immunizations are up to date.

Live a stress-free life

Our mental status is very important but occasionally forgotten when we are talking about health tips.Health Tips (1) Always take time to socialize with friends and participate in outdoor activities. This helps to shift your focus from the difficult facets of life. Focusing too much on your job will raise your stress levels and this will have a negative impact on your health.

Take regular breaks from work and relax. This will help you to be refreshed and give you more energy to continue.

A healthy living will always involve both physical and mental balance.…

5 Things to Keep in Mind when Selecting A Health Insurance

5 Things to Keep in Mind when Selecting Health Insurance (1)

A lot of people do not have the right understanding of health insurance.

Most people find it a bit confusing, but this is not the case. You will need to gain more understanding about it especially when you want to buy a policy. This will ensure that you make a wise decision and even save money in the process. To help you make wise decision, here are some of the things to look for when buying an insurance policy.

  • Consider co-payments or excess

You need to know that excess and co-payment options differ from one health fund to the other. It is good that you be a bit careful of some policies that have an excess and co-payment for admissions in hospital. Generally, an excess gets paid on hospital admission regardless of the period you are admitted in the hospital.

On the other hand, co-payments are paid for each day that you are in the hospital. In case your policy has both of them, you might end up paying money on admission and further amount for the days that you will be admitted.

  • Check the limits and benefits you get

5 Things to Keep in Mind when Selecting Health Insurance (2)Health funds differ in the benefits that they pay on extra/ancillary services. Some will give a certain percentage rebate on the total amount you incur for the treatment. Others will just pay a determined percentage on the amount. When choosing your policy, you should check the benefits that you will get on the services that you use regularly. Depending on your status, it is also good to check the limits of the services offered.

  • Will you be provided with ambulance cover?

There are some policies that offer ambulance cover, but the amount differs. You might get a policy that has the ambulance cover under the hospital cover while another might include it under the extras. The main consideration to make here is whether the plan offers emergency ambulance or full ambulance cover. It is advisable to select the one with full ambulance cover.

  • Look beyond the premium when you consider your potential cost

When choosing an insurance plan, you should consider the final total cost instead of monthly premium. Make sure that you evaluate the amount you would be responsible to pay, co-payment and the plan’s deductible.

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  • Check the provider networks

It is vital that certain hospitals and doctors are in your network. So, before you sign up ensure that you check all the details. In the modern times, health insurance plans are providing wide range of options to consumers, so this should not be an issue.…